Living Costs
Cost of Living in Bali (Canggu & Ubud), 2026
The cost of living in Bali in 2026 for an expat single in Canggu or Ubud typically ranges from about USD 700–1,000/month at the absolute bare minimum to USD 1,000–2,000/month for a more typical lifestyle, with premium comfort from USD 2,500–3,500+ (last verified June 2026). For a couple, realistic living in Bali monthly cost ranges around USD 1,600–3,000, again depending mostly on rent, lifestyle and how often you eat out or travel.
How much does it really cost to live in Bali (Canggu & Ubud) in 2026?
- Bare-bones solo (Canggu/Ubud)
- ~USD 700–1,000/month – basic room or small kos/studio, scooter, local food, minimal nights out.
- Comfortable solo
- ~USD 1,000–2,000/month – decent one-bed villa or apartment, mix of local & Western food, coworking, some travel.
- Premium solo
- ~USD 2,500–3,500+/month – private pool villa, eating out often, regular spa/fitness, trips around Indonesia/region.
- Comfortable couple
- ~USD 1,600–3,000/month – one- or two-bed villa/apartment, scooter(s) or car, dining out a few times a week.
- Family (2 adults + 1–2 kids, local/online school)
- ~USD 2,500–4,500+/month – depends heavily on housing, schooling and healthcare choices.
Canggu vs Ubud: cost of living comparison
| Expense (solo, 2025–2026) | Canggu (typical) | Ubud (typical) | Notes (last verified June 2026) |
|---|---|---|---|
| Rent – basic room/kos | IDR 4–7m/month | IDR 3.5–6m/month | Cheapest often 6–12 month contracts, paid upfront. |
| Rent – 1BR villa/apartment (mid-range) | IDR 10–18m/month | IDR 8–15m/month | Annual contracts give better value vs monthly. |
| Rent – private pool villa (nice) | IDR 18–35m+/month | IDR 15–30m+/month | Location, design and rice-field view increase price. |
| Scooter rental | IDR 800k–1.2m/month | IDR 700k–1.1m/month | Newer models and surf racks cost more. |
| Coworking hot desk | IDR 2–4m/month | IDR 1.5–3.5m/month | Depends on brand, views, events. |
| Midrange café meal | IDR 80k–140k | IDR 70k–130k | Brunch spots in Canggu tend to be pricier. |
| Electricity (solo, AC light use) | IDR 500k–1.2m/month | IDR 400k–1m/month | AC use and pool pumps drive costs. |
Bali rent: apartments, villas & how payment really works
How much is rent in Canggu in 2026?
As of June 2026, realistic Canggu rent ranges for long-term stays (Pererenan/Berawa/Echo Beach area) are:- Basic kos or room in shared house: IDR 3.5–7 million/month (USD ~210–450) on a 6–12 month deal.
- Simple studio or 1BR apartment: IDR 7–12 million/month (USD ~450–750), often with shared pool.
- Mid-range 1BR villa (no pool or plunge pool): IDR 10–18 million/month (USD ~650–1,150).
- Nice 1–2BR private pool villa: IDR 18–35+ million/month (USD ~1,150–2,200+), depending on design and access.
- Larger / luxury villas (3BR+): IDR 35–80+ million/month (USD ~2,200–5,000+).
How much is rent in Ubud in 2026?
Central Ubud (Monkey Forest / Jl. Raya) is no longer the budget-only zone it used to be, but you still get more space for the same money compared with Canggu:- Basic room / kos: IDR 3–6 million/month (USD ~190–380).
- Simple 1BR apartment or bungalow: IDR 6–10 million/month (USD ~380–640).
- Mid-range 1BR villa, often with rice-field view: IDR 9–16 million/month (USD ~580–1,020).
- Private pool villa (1–2BR): IDR 15–28+ million/month (USD ~950–1,800+).
- 3BR+ villas or “retreat” style houses: IDR 28–60+ million/month (USD ~1,800–3,800+).
Yearly upfront vs monthly rent
For longer stays (6–12 months) in both Canggu and Ubud, owners strongly prefer:- Full-year payment upfront (one invoice for 12 months).
- Sometimes 50% upfront, 50% at 6 months.
Utilities & internet costs in Bali
Electricity
Electricity in Bali is billed either through prepaid meters (token/“pulsa listrik”) or post-paid monthly bills. Prices depend heavily on aircon use and whether you have a pool pump.- Basic room, fan only: IDR 150k–350k/month (USD ~10–23) if not included in rent.
- Small 1BR with AC (moderate use): IDR 400k–900k/month (USD ~25–60).
- 1–2BR villa with AC + pool: IDR 800k–1.8m/month (USD ~50–115+).
- Larger villas (3BR+, heavy AC): IDR 1.8–4m+/month (USD ~115–260+).
Water & drinking water
- Tap water is not drinking water for most expats. You’ll buy gallon bottles (19L) or use a filter.
- Gallon refills delivered: IDR 20k–35k per gallon (USD ~1.30–2.30). A solo person might go through 3–5 per month.
- Property water bills: often included in rent; if separate, usually IDR 50k–200k/month (USD ~3–13) for typical household use.
Internet & phone
Canggu and Ubud both have widespread fibre and 4G/5G mobile coverage, but actual speeds vary street by street.- Home fibre internet (where available): IDR 300k–800k/month (USD ~20–50) for typical packages. Some higher-end villas include this.
- SIM card + data (Telkomsel/XL/IM3 etc.): IDR 70k–200k/month (USD ~5–13) for 15–40GB+ depending on promos.
Food & groceries: how much will you actually spend?
Eating out
Indicative 2025–2026 prices in Canggu and Ubud:- Local warung meal (nasi campur, etc.): IDR 20k–40k (USD ~1.30–2.60).
- Mid-range café main dish: IDR 70k–130k (USD ~4.50–8.50).
- Coffee (flat white/latte): IDR 30k–55k.
- Smoothie or juice: IDR 30k–70k.
- Western dinner (main + drink): IDR 120k–250k per person (USD ~8–16+).
- Cocktail: IDR 100k–180k (more in beach clubs).
- Beer (local, bar price): IDR 35k–60k.
- Mostly cooking + cheap warung: IDR 2.5–4m/month (USD ~160–260).
- Mix of warung & cafés, some deliveries: IDR 4–7m/month (USD ~260–450).
- Eating out most meals in Western-style places + drinks: IDR 7–12m+/month (USD ~450–770+).
Groceries & cooking at home
Supermarket prices vary depending on how “import-heavy” your taste is.- Local vegetables, rice, eggs, tofu/tempe: very affordable, similar or cheaper than many Western countries.
- Imported cheese, cereals, snacks, almond milk, wine: can be the same price as back home or more.
- Mostly local ingredients: IDR 1.5–3m/month (USD ~95–190).
- Mix of local + imported treats: IDR 3–5m/month (USD ~190–320).
- Heavy on imported goods: IDR 5–8m+/month (USD ~320–510+).
Transport: scooters, cars & getting around legally
Scooter costs
- Monthly scooter rental: IDR 700k–1.2m (USD ~45–75) for a basic automatic; IDR 1.2–2m+ for larger/newer models.
- Fuel: IDR 11k–13k per litre, so a solo person might spend ~IDR 150k–300k/month (USD ~10–20) on petrol.
- Helmet: Often included with rental; if you buy your own, IDR 250k–700k+ depending on quality.
Go-Jek / Grab / taxis
- Short scooter ride (online ojek): IDR 8k–25k.
- Short car ride around town: IDR 25k–70k+ depending on time/distance.
- Airport to Canggu/Ubud: usually IDR 200k–400k (USD ~13–26) via pre-booked car or apps outside airport zone.
Car rental
- Self-drive car rental (monthly): IDR 4–8m/month (USD ~260–510) for basic cars.
- Driver + car (daily): IDR 600k–900k+ for 8–10 hours (excluding fuel, tips).
Work & play: coworking, gyms & lifestyle costs
Coworking & workspaces
Many expats structure their living in Bali monthly cost around a coworking membership instead of trying to work from home all day.- Hot desk memberships: IDR 2–4m/month (USD ~130–260) in Canggu; IDR 1.5–3.5m in Ubud.
- Day passes: IDR 150k–350k/day depending on space and inclusions.
- Private offices: starting around IDR 5–10m/month for small rooms, going much higher for premium brands/locations.
Gyms, yoga & sports
- Local/basic gyms: IDR 200k–500k/month.
- Midrange gyms / fitness clubs: IDR 500k–1.2m/month.
- Premium boutique gyms, functional training boxes, beach clubs with gym access: IDR 1.2–2.5m+/month.
- Yoga classes: IDR 120k–200k per drop-in; class packs bring this down to IDR 90k–150k per class.
- Surfboard rental: IDR 50k–100k per hour or IDR 150k–250k for a half-day.
Leisure & other lifestyle costs
- Massage (local spa): IDR 120k–250k for 60 minutes.
- Midrange spa treatment: IDR 250k–600k depending on duration and venue.
- Cinema (in Denpasar/Kuta): IDR 40k–100k per ticket, plus transport from Canggu/Ubud.
- Weekend trip to nearby islands (Nusa Penida, Gili, etc.): typically IDR 800k–2.5m+ per person including fast boat, 1–2 nights accommodation and simple activities.
Healthcare & insurance costs in Bali
Everyday healthcare
- Local clinic/GP consultation: IDR 150k–400k per visit.
- International-standard clinics: IDR 400k–900k per consultation, more for specialists.
- Dentist (simple clean/check-up): IDR 300k–800k.
Insurance
Costs vary hugely by age, cover, pre-existing conditions and whether policies are global or regional. Indicative 2025–2026 ranges (non-binding, general):- Basic travel/medical cover for younger digital nomads: can start around USD 50–120/month.
- More comprehensive international cover with hospitalisation: often ranges from USD 150–400+/month, higher with age or extensive benefits.
Visas, tax & legal basics that affect your budget
Visa options and their costs (very high level)
Visa fees change regularly and can differ by sponsor and service provider, so we only quote rough bands as of June 2026. Typical long-stay options include:- Tourist / visit visas – suitable for short stays; not legal for working in Indonesia. Serial visa runs carry increasing risk of refusal, deportation or blacklist.
- Remote worker / digital nomad-type options – there are evolving policies here; many remote workers stay on visit visas while earning abroad, but that does not automatically remove Indonesian tax questions if you pass 183 days in a 12-month period.
- Second Home Visa – for people with higher financial thresholds to hold longer-stay rights; see secondhomevisaindonesia.com for current requirements and ranges.
- Golden Visa – targeted at significant investors or high-earners; see goldenvisaindonesia.com for up-to-date bands.
Tax residency and the 183-day rule
Many Bali newcomers assume “my employer is abroad, so I’m tax-free here.” That assumption can be wrong. Under Indonesian rules, you can become a tax resident if you:- Stay in Indonesia for more than 183 days in any 12-month period; or
- Are present in Indonesia and intend to reside here (e.g., you hold certain long-stay visas with a local domicile).
Putting it together: sample monthly budgets for Canggu & Ubud
1. Bare-bones solo in Ubud – ~USD 700–1,000/month
- Rent (simple kos room, 6–12 month term): IDR 3.5m
- Electricity & water (fan or light AC use): IDR 300k
- Internet & phone: IDR 350k
- Food (warungs, occasional café): IDR 3–3.5m
- Scooter + fuel: IDR 950k
- Yoga/gym (basic membership or drop-ins): IDR 400k–600k
- Miscellaneous (laundry, small trips, SIM top-ups): IDR 1–1.5m
2. Comfortable single in Canggu – ~USD 1,200–1,800/month
- Rent (decent 1BR apartment/villa, some privacy): IDR 11–16m
- Electricity, water, waste: IDR 700k–1.3m
- Internet & phone: IDR 500k–800k
- Food (mix of cooking, cafés, deliveries): IDR 5–7m
- Scooter + fuel: IDR 1–1.3m
- Coworking hot desk: IDR 2–3m
- Gym/yoga: IDR 600k–1.2m
- Going out, spas, occasional trips: IDR 2–4m
3. Couple in Ubud – ~USD 1,600–2,600/month
- Rent (nice 1–2BR villa, sometimes with pool): IDR 14–22m
- Utilities: IDR 1–1.8m
- Internet & phone (two SIMs): IDR 800k–1.2m
- Food (cooking + cafés): IDR 7–10m
- 2 scooters + fuel: IDR 1.8–2.4m
- Coworking / workspace (1–2 users): IDR 2–4m
- Gyms/yoga for two: IDR 1–2.4m
- Leisure, trips & buffer: IDR 3–6m
Cheapest way to live in Bali without cutting corners on legality
- Pick Ubud or inland Canggu areas rather than beachfront or Berawa hot spots.
- Sign a 6–12 month lease and negotiate rent. Annual contracts usually get lower equivalent monthly rates.
- Eat mostly local food and reserve Western restaurants for a couple of times per week.
- Limit imported groceries (cheese, wine, cereals) and use local alternatives.
- Share costs – house-shares or co-living can keep rent and utilities significantly lower.
- Be realistic about going out – weekly beach clubs and bar nights add up fast in Canggu.
- Working for local businesses on a tourist/visit visa – this is illegal and there have been more audits and deportations since 2023.
- Serial visa runs to dodge long-stay visas – airlines and immigration have become stricter, and being turned away at the border is expensive and stressful.
- Nominee property ownership to “save rent” – contracts can be voidable and you risk losing both your money and the property.
Need help planning real numbers for your move?
FAQs: Cost of living in Bali (2026)
How much do I need per month to live in Bali?
Is Canggu more expensive than Ubud?
What is the cheapest way to live in Bali as an expat?
How much does a couple need to live comfortably in Bali?
Can I work online for a foreign company and be tax-free in Bali?
Plan Your Move — Free Consultation
Tell us your situation. We reply on WhatsApp with a starting point and connect you to vetted, licensed visa and relocation professionals. General guidance is free, with no obligation.
General info only, not legal/tax/immigration advice. We connect you to licensed professionals.